About Special Feature Codes


Fannie Mae (FNMA) and Freddie Mac (FHLMC) require the use of Special Feature Codes to describe key details about regularly amortizing loans.  A loan can have up to six SFC's. In Empower SFC's are automatically and manually assigned based on certain loan elements and/or product plans.  The Special Feature Code screen in Empower is divided into two entry sections one for FNMA and one for FHLMC.

Click here to access Fannie Mae's published Special Feature Codes.

Click here to access Freddie Mac's published Special Characteristic Codes. Scroll to Exhibit A for the SCC listing


Related Specs

2010-00016 Special Feature Code Setup and Popup